The Jammu And Kashmir Bank Ltd Shalimar Garden Ghaziabad IFSC Code — JAKA0SALIMR
Ghaziabad, Uttar Pradesh • PIN 201005
IFSC
JAKA0SALIMR
MICR
—
Branch code
SALIMR
PIN
201005
The IFSC code for The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad branch in Ghaziabad, Uttar Pradesh is JAKA0SALIMR. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code is not listed in the public RBI dataset for this branch . The branch is located at PLOT NO.C18, SPACE NO.04, EXTENSION-2, SHALIMAR GARDEN, GHAZIABAD, UTTAR PRADESH-.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | JAKA0SALIMR |
| RTGS | Real-time | ≥ ₹2 lakh | JAKA0SALIMR |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | JAKA0SALIMR |
| NACH | 2-3 business days | Mandate-based | JAKA0SALIMR + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More The Jammu And Kashmir Bank Ltd branches → All The Jammu And Kashmir Bank Ltd IFSC codes
More The Jammu And Kashmir Bank Ltd branches
- Zonal Office Delhi, Gurgaon — JAKA0FAVOUR
- Shirdi, Maharashtra, Mumbai — JAKA0SAIRAM
- Santa Cruz West, Greater Mumbai — JAKA0SANTAC
- Zonal Office Mumbai, Mumbai — JAKA0SKETCH
- Wakad Pune, Pune — JAKA0WAKKAD
Frequently asked questions
What is the IFSC code for The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad?
The IFSC code for The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad branch in Ghaziabad, Uttar Pradesh is JAKA0SALIMR. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
MICR code for this branch is not listed in the public RBI dataset. Check your cheque book or call the branch on the bank customer care number to confirm.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. The Jammu And Kashmir Bank Ltd supports NEFT, RTGS, and IMPS at all branches including Shalimar Garden Ghaziabad. UPI works at the customer level (linked to your account), not the branch level.
Where is The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad located?
The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad is located at: PLOT NO.C18, SPACE NO.04, EXTENSION-2, SHALIMAR GARDEN, GHAZIABAD, UTTAR PRADESH-. PIN code: 201005.
How do I transfer money to The Jammu And Kashmir Bank Ltd, Shalimar Garden Ghaziabad?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code JAKA0SALIMR, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: JAKA0SALIMR.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. The Jammu And Kashmir Bank Ltd has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Shalimar Garden Ghaziabad accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC JAKA0SALIMR, MICR from your cheque, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: SALIMR) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (JAKA) identify The Jammu And Kashmir Bank Ltd.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with The Jammu And Kashmir Bank Ltd or the Reserve Bank of India.