Banking & Payments

The Jammu And Kashmir Bank Ltd IFSC Codes — All Branches

Every The Jammu And Kashmir Bank Ltd branch has a unique 11-character IFSC code beginning with JAKA. The bank operates 10 indexed branches across 5 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.

How The Jammu And Kashmir Bank Ltd IFSC is structured

JAKA 0 XXXXXX
Bank code
JAKA

Fixed across all The Jammu And Kashmir Bank Ltd branches

Reserved
0

Always zero in the current RBI scheme

Branch code
6 chars

Unique within The Jammu And Kashmir Bank Ltd

Examples: JAKA0FAVOURJAKA0SAIRAMJAKA0SANTAC

Transfer rails The Jammu And Kashmir Bank Ltd supports

Rail Settlement window Per-txn limit Use IFSC?
NEFT30-min batches, 24×7NoneYes
RTGSReal-time≥ ₹2 lakhYes
IMPSInstant, 24×7₹5 lakh / txnYes
NACH2-3 business daysMandate-basedYes (+ MICR)
UPIInstant₹1 lakh / dayNot needed — handle-based

All The Jammu And Kashmir Bank Ltd branches

10 branches indexed across 5 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.

Delhi — 2 branches

Haryana — 1 branch

Maharashtra — 5 branches

Tamil Nadu — 1 branch

Uttar Pradesh — 1 branch

Frequently asked questions

What is the IFSC code format for The Jammu And Kashmir Bank Ltd?

All The Jammu And Kashmir Bank Ltd IFSC codes begin with JAKA followed by a 0 and a 6-character branch identifier (e.g., JAKA0FAVOUR for the Zonal Office Delhi branch). The 4-letter prefix JAKA identifies the bank; the trailing 6 characters identify the branch.

Does The Jammu And Kashmir Bank Ltd support NEFT and RTGS?

Yes. The Jammu And Kashmir Bank Ltd is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.

How do I find the IFSC code for a specific The Jammu And Kashmir Bank Ltd branch?

Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.

Is The Jammu And Kashmir Bank Ltd insured by DICGC?

Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.

How often is the IFSC data updated for The Jammu And Kashmir Bank Ltd?

Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with The Jammu And Kashmir Bank Ltd or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.