Utkarsh Small Finance Bank Nanganallur Chennai IFSC Code — UTKS0001610
Chennai, Tamil Nadu • PIN 600061
IFSC
UTKS0001610
MICR
—
Branch code
001610
PIN
600061
The IFSC code for Utkarsh Small Finance Bank, Nanganallur Chennai branch in Chennai, Tamil Nadu is UTKS0001610. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code is not listed in the public RBI dataset for this branch . The branch is located at UTKARSH SMALL FINANCE BANK GRND & 1ST FLR P NO 85 MNCPL NO13,NR SUB REGSTRR NANGANALLUR,1ST MAIN RD PO NANGANALLUR ALANDUR,CHENNAI TAMIL NADU.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | UTKS0001610 |
| RTGS | Real-time | ≥ ₹2 lakh | UTKS0001610 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | UTKS0001610 |
| NACH | 2-3 business days | Mandate-based | UTKS0001610 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More Utkarsh Small Finance Bank branches → All Utkarsh Small Finance Bank IFSC codes
More Utkarsh Small Finance Bank branches
- Barni, Patna — UTKS0001233
- Fraser Road, Patna — UTKS0001353
- Barh, Patna — UTKS0001380
- Bakhtiyarpur, Patna — UTKS0001495
- Doctors Colony, Kankarbagh, Patna — UTKS0001559
Frequently asked questions
What is the IFSC code for Utkarsh Small Finance Bank, Nanganallur Chennai?
The IFSC code for Utkarsh Small Finance Bank, Nanganallur Chennai branch in Chennai, Tamil Nadu is UTKS0001610. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
MICR code for this branch is not listed in the public RBI dataset. Check your cheque book or call the branch on the bank customer care number to confirm.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. Utkarsh Small Finance Bank supports NEFT, RTGS, and IMPS at all branches including Nanganallur Chennai. UPI works at the customer level (linked to your account), not the branch level.
Where is Utkarsh Small Finance Bank, Nanganallur Chennai located?
Utkarsh Small Finance Bank, Nanganallur Chennai is located at: UTKARSH SMALL FINANCE BANK GRND & 1ST FLR P NO 85 MNCPL NO13,NR SUB REGSTRR NANGANALLUR,1ST MAIN RD PO NANGANALLUR ALANDUR,CHENNAI TAMIL NADU. PIN code: 600061.
How do I transfer money to Utkarsh Small Finance Bank, Nanganallur Chennai?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code UTKS0001610, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: UTKS0001610.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. Utkarsh Small Finance Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Nanganallur Chennai accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC UTKS0001610, MICR from your cheque, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 001610) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (UTKS) identify Utkarsh Small Finance Bank.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Utkarsh Small Finance Bank or the Reserve Bank of India.