Banking & Payments

Unity Small Finance Bank Limited IFSC Codes — All Branches

Every Unity Small Finance Bank Limited branch has a unique 11-character IFSC code beginning with UNBA. The bank operates 23 indexed branches across 8 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.

How Unity Small Finance Bank Limited IFSC is structured

UNBA 0 XXXXXX
Bank code
UNBA

Fixed across all Unity Small Finance Bank Limited branches

Reserved
0

Always zero in the current RBI scheme

Branch code
6 chars

Unique within Unity Small Finance Bank Limited

Examples: UNBA0000519UNBA0000520UNBA0000521

Transfer rails Unity Small Finance Bank Limited supports

Rail Settlement window Per-txn limit Use IFSC?
NEFT30-min batches, 24×7NoneYes
RTGSReal-time≥ ₹2 lakhYes
IMPSInstant, 24×7₹5 lakh / txnYes
NACH2-3 business daysMandate-basedYes (+ MICR)
UPIInstant₹1 lakh / dayNot needed — handle-based

All Unity Small Finance Bank Limited branches

23 branches indexed across 8 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.

Delhi — 1 branch

Gujarat — 4 branches

Haryana — 1 branch

Karnataka — 1 branch

Kerala — 5 branches

Maharashtra — 3 branches

Telangana — 4 branches

West Bengal — 4 branches

Frequently asked questions

What is the IFSC code format for Unity Small Finance Bank Limited?

All Unity Small Finance Bank Limited IFSC codes begin with UNBA followed by a 0 and a 6-character branch identifier (e.g., UNBA0000519 for the Ashram Road branch). The 4-letter prefix UNBA identifies the bank; the trailing 6 characters identify the branch.

Does Unity Small Finance Bank Limited support NEFT and RTGS?

Yes. Unity Small Finance Bank Limited is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.

How do I find the IFSC code for a specific Unity Small Finance Bank Limited branch?

Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.

Is Unity Small Finance Bank Limited insured by DICGC?

Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.

How often is the IFSC data updated for Unity Small Finance Bank Limited?

Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Unity Small Finance Bank Limited or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.