Banking & Payments
The Saraswat Co-Operative Bank Ltd IFSC Codes — All Branches
Every The Saraswat Co-Operative Bank Ltd branch has a unique 11-character IFSC code beginning with SRCB. The bank operates 4 indexed branches across 3 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How The Saraswat Co-Operative Bank Ltd IFSC is structured
- Bank code
- SRCB
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all The Saraswat Co-Operative Bank Ltd branches
Always zero in the current RBI scheme
Unique within The Saraswat Co-Operative Bank Ltd
Examples: SRCB0000427SRCB0000404SRCB0000424
Transfer rails The Saraswat Co-Operative Bank Ltd supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All The Saraswat Co-Operative Bank Ltd branches
4 branches indexed across 3 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Gujarat — 1 branch
Karnataka — 2 branches
Maharashtra — 1 branch
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for The Saraswat Co-Operative Bank Ltd?
All The Saraswat Co-Operative Bank Ltd IFSC codes begin with SRCB followed by a 0 and a 6-character branch identifier (e.g., SRCB0000427 for the Alkapuri branch). The 4-letter prefix SRCB identifies the bank; the trailing 6 characters identify the branch.
Does The Saraswat Co-Operative Bank Ltd support NEFT and RTGS?
Yes. The Saraswat Co-Operative Bank Ltd is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific The Saraswat Co-Operative Bank Ltd branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is The Saraswat Co-Operative Bank Ltd insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for The Saraswat Co-Operative Bank Ltd?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with The Saraswat Co-Operative Bank Ltd or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.