Banking & Payments
The Ratnakar Bank Ltd IFSC Codes — All Branches
Every The Ratnakar Bank Ltd branch has a unique 11-character IFSC code beginning with RATN. The bank operates 31 indexed branches across 11 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How The Ratnakar Bank Ltd IFSC is structured
- Bank code
- RATN
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all The Ratnakar Bank Ltd branches
Always zero in the current RBI scheme
Unique within The Ratnakar Bank Ltd
Examples: RATN0000390RATN0000267RATN0000482
Transfer rails The Ratnakar Bank Ltd supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All The Ratnakar Bank Ltd branches
31 branches indexed across 11 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Bihar — 1 branch
Delhi — 8 branches
-
RATN0000100
Barakhamba-New Delhi
New Delhi
-
RATN0000269
Punjabi Bagh
New Delhi
-
RATN0000270
Janakpuri
New Delhi
-
RATN0000421
South Ex-Ii
New Delhi
-
RATN0000434
Vasant Square Mall Branch
New Delhi
-
RATN0000435
Najafgarh Road, Rajouri Garden
New Delhi
-
RATN0000436
Jwala Heri Market, Paschim Vihar
New Delhi
-
RATN0000554
Krishna Nagar
New Delhi
Gujarat — 2 branches
Haryana — 6 branches
Karnataka — 2 branches
Kerala — 3 branches
Maharashtra — 2 branches
Tamil Nadu — 3 branches
Telangana — 2 branches
Uttar Pradesh — 1 branch
West Bengal — 1 branch
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for The Ratnakar Bank Ltd?
All The Ratnakar Bank Ltd IFSC codes begin with RATN followed by a 0 and a 6-character branch identifier (e.g., RATN0000390 for the Patliputra branch). The 4-letter prefix RATN identifies the bank; the trailing 6 characters identify the branch.
Does The Ratnakar Bank Ltd support NEFT and RTGS?
Yes. The Ratnakar Bank Ltd is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific The Ratnakar Bank Ltd branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is The Ratnakar Bank Ltd insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for The Ratnakar Bank Ltd?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with The Ratnakar Bank Ltd or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.