The Karnataka State Apex Coop. Bank Ltd. Karnataka Central Coop Bank Ltd IFSC Code — KSCB0015001
Dharwad, Karnataka • PIN 580001
IFSC
KSCB0015001
MICR
—
Branch code
015001
PIN
580001
The IFSC code for The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd branch in Dharwad, Karnataka is KSCB0015001. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code is not listed in the public RBI dataset for this branch . The branch is located at SUBASH ROAD,DHARWAD.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | KSCB0015001 |
| RTGS | Real-time | ≥ ₹2 lakh | KSCB0015001 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | KSCB0015001 |
| NACH | 2-3 business days | Mandate-based | KSCB0015001 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More The Karnataka State Apex Coop. Bank Ltd. branches → All The Karnataka State Apex Coop. Bank Ltd. IFSC codes
More The Karnataka State Apex Coop. Bank Ltd. branches
Frequently asked questions
What is the IFSC code for The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd?
The IFSC code for The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd branch in Dharwad, Karnataka is KSCB0015001. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
MICR code for this branch is not listed in the public RBI dataset. Check your cheque book or call the branch on the bank customer care number to confirm.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. The Karnataka State Apex Coop. Bank Ltd. supports NEFT, RTGS, and IMPS at all branches including Karnataka Central Coop Bank Ltd. UPI works at the customer level (linked to your account), not the branch level.
Where is The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd located?
The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd is located at: SUBASH ROAD,DHARWAD. PIN code: 580001.
How do I transfer money to The Karnataka State Apex Coop. Bank Ltd., Karnataka Central Coop Bank Ltd?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code KSCB0015001, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: KSCB0015001.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. The Karnataka State Apex Coop. Bank Ltd. has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Karnataka Central Coop Bank Ltd accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC KSCB0015001, MICR from your cheque, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 015001) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (KSCB) identify The Karnataka State Apex Coop. Bank Ltd..
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with The Karnataka State Apex Coop. Bank Ltd. or the Reserve Bank of India.