Banking & Payments
The Cosmos Co-Operative Bank Ltd. IFSC Codes — All Branches
Every The Cosmos Co-Operative Bank Ltd. branch has a unique 11-character IFSC code beginning with COSB. The bank operates 3 indexed branches across 2 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How The Cosmos Co-Operative Bank Ltd. IFSC is structured
- Bank code
- COSB
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all The Cosmos Co-Operative Bank Ltd. branches
Always zero in the current RBI scheme
Unique within The Cosmos Co-Operative Bank Ltd.
Examples: COSB0000083COSB0000110COSB0000903
Transfer rails The Cosmos Co-Operative Bank Ltd. supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All The Cosmos Co-Operative Bank Ltd. branches
3 branches indexed across 2 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Gujarat — 2 branches
Maharashtra — 1 branch
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for The Cosmos Co-Operative Bank Ltd.?
All The Cosmos Co-Operative Bank Ltd. IFSC codes begin with COSB followed by a 0 and a 6-character branch identifier (e.g., COSB0000083 for the Morbi branch). The 4-letter prefix COSB identifies the bank; the trailing 6 characters identify the branch.
Does The Cosmos Co-Operative Bank Ltd. support NEFT and RTGS?
Yes. The Cosmos Co-Operative Bank Ltd. is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific The Cosmos Co-Operative Bank Ltd. branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is The Cosmos Co-Operative Bank Ltd. insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for The Cosmos Co-Operative Bank Ltd.?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with The Cosmos Co-Operative Bank Ltd. or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.