South Indian Bank Surat Udhna IFSC Code — SIBL0000650
Surat, Gujarat • PIN —
IFSC
SIBL0000650
MICR
395059003
Branch code
000650
PIN
—
The IFSC code for South Indian Bank, Surat Udhna branch in Surat, Gujarat is SIBL0000650. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code 395059003 is used for cheque clearing and NACH mandate setup. The branch is located at GROUND FLOOR, SNS HOUSE, OOP. SILICON SHOPPER COMPLEX, UDHNA TEEN RASTA, UDHNA SURAT GUJARAT-394 210.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | SIBL0000650 |
| RTGS | Real-time | ≥ ₹2 lakh | SIBL0000650 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | SIBL0000650 |
| NACH | 2-3 business days | Mandate-based | SIBL0000650 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More South Indian Bank branches → All South Indian Bank IFSC codes
More South Indian Bank branches
- Ghatkesar, Rangareddy — SIBL0000680
- Bachupalli, Hyderabad — SIBL0000688
- Almasguda, Hyderabad — SIBL0000689
- Manchirevula, Hyderabad — SIBL0000690
- Bahadurpalli, Hyderabad — SIBL0000691
Frequently asked questions
What is the IFSC code for South Indian Bank, Surat Udhna?
The IFSC code for South Indian Bank, Surat Udhna branch in Surat, Gujarat is SIBL0000650. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
The MICR code for South Indian Bank, Surat Udhna is 395059003. MICR codes are printed on the bottom of cheque leaves and are required for NACH auto-debit mandate setup.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. South Indian Bank supports NEFT, RTGS, and IMPS at all branches including Surat Udhna. UPI works at the customer level (linked to your account), not the branch level.
Where is South Indian Bank, Surat Udhna located?
South Indian Bank, Surat Udhna is located at: GROUND FLOOR, SNS HOUSE, OOP. SILICON SHOPPER COMPLEX, UDHNA TEEN RASTA, UDHNA SURAT GUJARAT-394 210. PIN code: not listed.
How do I transfer money to South Indian Bank, Surat Udhna?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code SIBL0000650, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: SIBL0000650.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. South Indian Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Surat Udhna accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC SIBL0000650, MICR 395059003, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 000650) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (SIBL) identify South Indian Bank.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with South Indian Bank or the Reserve Bank of India.