Banking & Payments

Punjab National Bank IFSC Codes — All Branches

Every Punjab National Bank branch has a unique 11-character IFSC code beginning with PUNB. The bank operates 273 indexed branches across 13 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.

How Punjab National Bank IFSC is structured

PUNB 0 XXXXXX
Bank code
PUNB

Fixed across all Punjab National Bank branches

Reserved
0

Always zero in the current RBI scheme

Branch code
6 chars

Unique within Punjab National Bank

Examples: PUNB0993000PUNB0032500PUNB0056900

Transfer rails Punjab National Bank supports

Rail Settlement window Per-txn limit Use IFSC?
NEFT30-min batches, 24×7NoneYes
RTGSReal-time≥ ₹2 lakhYes
IMPSInstant, 24×7₹5 lakh / txnYes
NACH2-3 business daysMandate-basedYes (+ MICR)
UPIInstant₹1 lakh / dayNot needed — handle-based

All Punjab National Bank branches

273 branches indexed across 13 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.

Bihar — 53 branches

Delhi — 88 branches

Gujarat — 15 branches

Haryana — 9 branches

Jharkhand — 11 branches

Karnataka — 4 branches

Kerala — 9 branches

Maharashtra — 16 branches

New Delhi — 5 branches

Tamil Nadu — 7 branches

Telangana — 3 branches

Uttar Pradesh — 27 branches

West Bengal — 26 branches

Frequently asked questions

What is the IFSC code format for Punjab National Bank?

All Punjab National Bank IFSC codes begin with PUNB followed by a 0 and a 6-character branch identifier (e.g., PUNB0993000 for the Vanasthalipuram, Hyderabad branch). The 4-letter prefix PUNB identifies the bank; the trailing 6 characters identify the branch.

Does Punjab National Bank support NEFT and RTGS?

Yes. Punjab National Bank is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.

How do I find the IFSC code for a specific Punjab National Bank branch?

Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.

Is Punjab National Bank insured by DICGC?

Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.

How often is the IFSC data updated for Punjab National Bank?

Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Punjab National Bank or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.