Punjab And Sind Bank Block-Budge-Budge, Vill. Nischintapur IFSC Code — PSIB0021003
South 24 Parganas, West Bengal • PIN 700137
IFSC
PSIB0021003
MICR
700023023
Branch code
021003
PIN
700137
The IFSC code for Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur branch in South 24 Parganas, West Bengal is PSIB0021003. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code 700023023 is used for cheque clearing and NACH mandate setup. The branch is located at BUDGE BUDGE INSTITUTE OF TECHNOLOGY, P.O.NISCHINTPUR, BLOCK BUDGE BUDGE 1, SOUTH 24 PARGANAS, WEST BENGAL, PINCODE -.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | PSIB0021003 |
| RTGS | Real-time | ≥ ₹2 lakh | PSIB0021003 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | PSIB0021003 |
| NACH | 2-3 business days | Mandate-based | PSIB0021003 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More Punjab And Sind Bank branches → All Punjab And Sind Bank IFSC codes
More Punjab And Sind Bank branches
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- Patna City, Patna — PSIB0000286
- Patna Central School, Patna — PSIB0000782
- R.K.Avenue, Patna, Bihar, Patna — PSIB0020941
- Bihta, Patna — PSIB0021268
Frequently asked questions
What is the IFSC code for Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur?
The IFSC code for Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur branch in South 24 Parganas, West Bengal is PSIB0021003. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
The MICR code for Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur is 700023023. MICR codes are printed on the bottom of cheque leaves and are required for NACH auto-debit mandate setup.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. Punjab And Sind Bank supports NEFT, RTGS, and IMPS at all branches including Block-Budge-Budge, Vill. Nischintapur. UPI works at the customer level (linked to your account), not the branch level.
Where is Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur located?
Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur is located at: BUDGE BUDGE INSTITUTE OF TECHNOLOGY, P.O.NISCHINTPUR, BLOCK BUDGE BUDGE 1, SOUTH 24 PARGANAS, WEST BENGAL, PINCODE -. PIN code: 700137.
How do I transfer money to Punjab And Sind Bank, Block-Budge-Budge, Vill. Nischintapur?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code PSIB0021003, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: PSIB0021003.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. Punjab And Sind Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Block-Budge-Budge, Vill. Nischintapur accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC PSIB0021003, MICR 700023023, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 021003) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (PSIB) identify Punjab And Sind Bank.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Punjab And Sind Bank or the Reserve Bank of India.