Banking & Payments
Maharashtra State Co Operative Bank IFSC Codes — All Branches
Every Maharashtra State Co Operative Bank branch has a unique 11-character IFSC code beginning with MSCI. The bank operates 1 indexed branch across 1 state in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How Maharashtra State Co Operative Bank IFSC is structured
- Bank code
- MSCI
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all Maharashtra State Co Operative Bank branches
Always zero in the current RBI scheme
Unique within Maharashtra State Co Operative Bank
Examples: MSCI0082001
Transfer rails Maharashtra State Co Operative Bank supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All Maharashtra State Co Operative Bank branches
1 branch indexed across 1 state. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Maharashtra — 1 branch
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for Maharashtra State Co Operative Bank?
All Maharashtra State Co Operative Bank IFSC codes begin with MSCI followed by a 0 and a 6-character branch identifier (e.g., MSCI0082001 for the Fort Ho branch). The 4-letter prefix MSCI identifies the bank; the trailing 6 characters identify the branch.
Does Maharashtra State Co Operative Bank support NEFT and RTGS?
Yes. Maharashtra State Co Operative Bank is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific Maharashtra State Co Operative Bank branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is Maharashtra State Co Operative Bank insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for Maharashtra State Co Operative Bank?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Maharashtra State Co Operative Bank or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.