Banking & Payments
Mahanagar Co-Op Bank Ltd IFSC Codes — All Branches
Every Mahanagar Co-Op Bank Ltd branch has a unique 11-character IFSC code beginning with MCBL. The bank operates 2 indexed branches across 1 state in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How Mahanagar Co-Op Bank Ltd IFSC is structured
- Bank code
- MCBL
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all Mahanagar Co-Op Bank Ltd branches
Always zero in the current RBI scheme
Unique within Mahanagar Co-Op Bank Ltd
Examples: MCBL0960064MCBL0960067
Transfer rails Mahanagar Co-Op Bank Ltd supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All Mahanagar Co-Op Bank Ltd branches
2 branches indexed across 1 state. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Maharashtra — 2 branches
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for Mahanagar Co-Op Bank Ltd?
All Mahanagar Co-Op Bank Ltd IFSC codes begin with MCBL followed by a 0 and a 6-character branch identifier (e.g., MCBL0960064 for the Bhosari branch). The 4-letter prefix MCBL identifies the bank; the trailing 6 characters identify the branch.
Does Mahanagar Co-Op Bank Ltd support NEFT and RTGS?
Yes. Mahanagar Co-Op Bank Ltd is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific Mahanagar Co-Op Bank Ltd branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is Mahanagar Co-Op Bank Ltd insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for Mahanagar Co-Op Bank Ltd?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Mahanagar Co-Op Bank Ltd or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.