Kerala Gramin Bank Koothattukulam IFSC Code — KLGB0040543
Ernakulam, Kerala • PIN 686662
IFSC
KLGB0040543
MICR
686480452
Branch code
040543
PIN
686662
The IFSC code for Kerala Gramin Bank, Koothattukulam branch in Ernakulam, Kerala is KLGB0040543. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code 686480452 is used for cheque clearing and NACH mandate setup. The branch is located at PADINJARAYIL BUILDINGS,M.C.ROAD,P.O.KOOTHATTUKULAM,ERNAKULAM,KERALA,PIN -.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | KLGB0040543 |
| RTGS | Real-time | ≥ ₹2 lakh | KLGB0040543 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | KLGB0040543 |
| NACH | 2-3 business days | Mandate-based | KLGB0040543 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More Kerala Gramin Bank branches → All Kerala Gramin Bank IFSC codes
More Kerala Gramin Bank branches
- Ernakulam Main, Ernakulam — KLGB0040532
- Muvattupuzha, Ernakulam — KLGB0040533
- Kaloor, Ernakulam — KLGB0040537
- Angamaly, Ernakulam — KLGB0040539
- Aluva, Ernakulam — KLGB0040540
Frequently asked questions
What is the IFSC code for Kerala Gramin Bank, Koothattukulam?
The IFSC code for Kerala Gramin Bank, Koothattukulam branch in Ernakulam, Kerala is KLGB0040543. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
The MICR code for Kerala Gramin Bank, Koothattukulam is 686480452. MICR codes are printed on the bottom of cheque leaves and are required for NACH auto-debit mandate setup.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. Kerala Gramin Bank supports NEFT, RTGS, and IMPS at all branches including Koothattukulam. UPI works at the customer level (linked to your account), not the branch level.
Where is Kerala Gramin Bank, Koothattukulam located?
Kerala Gramin Bank, Koothattukulam is located at: PADINJARAYIL BUILDINGS,M.C.ROAD,P.O.KOOTHATTUKULAM,ERNAKULAM,KERALA,PIN -. PIN code: 686662.
How do I transfer money to Kerala Gramin Bank, Koothattukulam?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code KLGB0040543, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: KLGB0040543.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. Kerala Gramin Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Koothattukulam accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC KLGB0040543, MICR 686480452, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 040543) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (KLGB) identify Kerala Gramin Bank.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Kerala Gramin Bank or the Reserve Bank of India.