Banking & Payments

Karnataka Bank Ltd IFSC Codes — All Branches

Every Karnataka Bank Ltd branch has a unique 11-character IFSC code beginning with KARB. The bank operates 47 indexed branches across 9 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.

How Karnataka Bank Ltd IFSC is structured

KARB 0 XXXXXX
Bank code
KARB

Fixed across all Karnataka Bank Ltd branches

Reserved
0

Always zero in the current RBI scheme

Branch code
6 chars

Unique within Karnataka Bank Ltd

Examples: KARB0000726KARB0000793KARB0000225

Transfer rails Karnataka Bank Ltd supports

Rail Settlement window Per-txn limit Use IFSC?
NEFT30-min batches, 24×7NoneYes
RTGSReal-time≥ ₹2 lakhYes
IMPSInstant, 24×7₹5 lakh / txnYes
NACH2-3 business daysMandate-basedYes (+ MICR)
UPIInstant₹1 lakh / dayNot needed — handle-based

All Karnataka Bank Ltd branches

47 branches indexed across 9 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.

Delhi — 3 branches

Gujarat — 2 branches

Haryana — 2 branches

Karnataka — 28 branches

Kerala — 2 branches

Maharashtra — 4 branches

Tamil Nadu — 4 branches

Telangana — 1 branch

Uttar Pradesh — 1 branch

Frequently asked questions

What is the IFSC code format for Karnataka Bank Ltd?

All Karnataka Bank Ltd IFSC codes begin with KARB followed by a 0 and a 6-character branch identifier (e.g., KARB0000726 for the Surat Gujarat branch). The 4-letter prefix KARB identifies the bank; the trailing 6 characters identify the branch.

Does Karnataka Bank Ltd support NEFT and RTGS?

Yes. Karnataka Bank Ltd is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.

How do I find the IFSC code for a specific Karnataka Bank Ltd branch?

Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.

Is Karnataka Bank Ltd insured by DICGC?

Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.

How often is the IFSC data updated for Karnataka Bank Ltd?

Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Karnataka Bank Ltd or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.