Banking & Payments
Indian Overseas Bank IFSC Codes — All Branches
Every Indian Overseas Bank branch has a unique 11-character IFSC code beginning with IOBA. The bank operates 51 indexed branches across 12 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.
How Indian Overseas Bank IFSC is structured
- Bank code
- IOBA
- Reserved
- 0
- Branch code
- 6 chars
Fixed across all Indian Overseas Bank branches
Always zero in the current RBI scheme
Unique within Indian Overseas Bank
Examples: IOBA0002353IOBA0002579IOBA0002582
Transfer rails Indian Overseas Bank supports
| Rail | Settlement window | Per-txn limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | Yes |
| RTGS | Real-time | ≥ ₹2 lakh | Yes |
| IMPS | Instant, 24×7 | ₹5 lakh / txn | Yes |
| NACH | 2-3 business days | Mandate-based | Yes (+ MICR) |
| UPI | Instant | ₹1 lakh / day | Not needed — handle-based |
All Indian Overseas Bank branches
51 branches indexed across 12 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.
Bihar — 3 branches
Delhi — 1 branch
Gujarat — 3 branches
Haryana — 3 branches
Jharkhand — 8 branches
Karnataka — 1 branch
Kerala — 4 branches
Maharashtra — 8 branches
Tamil Nadu — 4 branches
Telangana — 3 branches
Uttar Pradesh — 7 branches
West Bengal — 6 branches
No branch matches your search. Try a different branch name, city, or IFSC.
Frequently asked questions
What is the IFSC code format for Indian Overseas Bank?
All Indian Overseas Bank IFSC codes begin with IOBA followed by a 0 and a 6-character branch identifier (e.g., IOBA0002353 for the Serlingampally-Chandanagar branch). The 4-letter prefix IOBA identifies the bank; the trailing 6 characters identify the branch.
Does Indian Overseas Bank support NEFT and RTGS?
Yes. Indian Overseas Bank is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.
How do I find the IFSC code for a specific Indian Overseas Bank branch?
Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.
Is Indian Overseas Bank insured by DICGC?
Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.
How often is the IFSC data updated for Indian Overseas Bank?
Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Indian Overseas Bank or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.