Fino Payments Bank Cochin Office IFSC Code — FINO0001555
Ernakulam, Kerala • PIN 682019
IFSC
FINO0001555
MICR
—
Branch code
001555
PIN
682019
The IFSC code for Fino Payments Bank, Cochin Office branch in Ernakulam, Kerala is FINO0001555. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code is not listed in the public RBI dataset for this branch . The branch is located at LRA 1, 1ST FLOOR, SUBHASH CHANDRA BOSE RD, PONNURUNNI, VYTTILA, ERNAKULAM, KERALA.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | FINO0001555 |
| RTGS | Real-time | ≥ ₹2 lakh | FINO0001555 |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | FINO0001555 |
| NACH | 2-3 business days | Mandate-based | FINO0001555 + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More Fino Payments Bank branches → All Fino Payments Bank IFSC codes
More Fino Payments Bank branches
- Juinagar Branch, Mumbai — FINO0009002
- Suraram, Rangareddi — FINO0001005
- Lucknow - Ashiyana, Lucknow — FINO0001569
- Jasola Village, New Delhi — FINO0001089
Frequently asked questions
What is the IFSC code for Fino Payments Bank, Cochin Office?
The IFSC code for Fino Payments Bank, Cochin Office branch in Ernakulam, Kerala is FINO0001555. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
MICR code for this branch is not listed in the public RBI dataset. Check your cheque book or call the branch on the bank customer care number to confirm.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. Fino Payments Bank supports NEFT, RTGS, and IMPS at all branches including Cochin Office. UPI works at the customer level (linked to your account), not the branch level.
Where is Fino Payments Bank, Cochin Office located?
Fino Payments Bank, Cochin Office is located at: LRA 1, 1ST FLOOR, SUBHASH CHANDRA BOSE RD, PONNURUNNI, VYTTILA, ERNAKULAM, KERALA. PIN code: 682019.
How do I transfer money to Fino Payments Bank, Cochin Office?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code FINO0001555, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: FINO0001555.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. Fino Payments Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Cochin Office accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC FINO0001555, MICR from your cheque, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: 001555) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (FINO) identify Fino Payments Bank.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Fino Payments Bank or the Reserve Bank of India.