Banking & Payments

Esaf Small Finance Bank Limited IFSC Codes — All Branches

Every Esaf Small Finance Bank Limited branch has a unique 11-character IFSC code beginning with ESMF. The bank operates 40 indexed branches across 11 states in our public-sample dataset (full RBI dataset of ~200,000 branches rolling out Jun 2026). Use the branch IFSC for NEFT, RTGS, IMPS, and NACH.

How Esaf Small Finance Bank Limited IFSC is structured

ESMF 0 XXXXXX

Bank code: ESMF
Reserved: 0
Branch code: 6 chars

Examples: ESMF0001330ESMF0001798ESMF0001239

Transfer rails Esaf Small Finance Bank Limited supports

Rail	Settlement window	Per-txn limit	Use IFSC?
NEFT	30-min batches, 24×7	None	Yes
RTGS	Real-time	≥ ₹2 lakh	Yes
IMPS	Instant, 24×7	₹5 lakh / txn	Yes
NACH	2-3 business days	Mandate-based	Yes (+ MICR)
UPI	Instant	₹1 lakh / day	Not needed — handle-based

Find a Esaf Small Finance Bank Limited branch

All Esaf Small Finance Bank Limited branches

40 branches indexed across 11 states. Click any branch for the full IFSC, MICR, address, share-QR, and vCard.

Bihar — 2 branches

Delhi — 6 branches

Gujarat — 2 branches

Haryana — 1 branch

ESMF0001661

Faridabad

Faridabad

Jharkhand — 2 branches

Karnataka — 2 branches

Kerala — 13 branches

Maharashtra — 9 branches

Frequently asked questions

What is the IFSC code format for Esaf Small Finance Bank Limited?

All Esaf Small Finance Bank Limited IFSC codes begin with ESMF followed by a 0 and a 6-character branch identifier (e.g., ESMF0001330 for the Patna branch). The 4-letter prefix ESMF identifies the bank; the trailing 6 characters identify the branch.

Does Esaf Small Finance Bank Limited support NEFT and RTGS?

Yes. Esaf Small Finance Bank Limited is a scheduled bank that participates in NEFT, RTGS, IMPS, and NACH. Use the branch IFSC code for any of these rails. UPI works at the customer level (linked to your account) and does not need the IFSC.

How do I find the IFSC code for a specific Esaf Small Finance Bank Limited branch?

Use the search box below or browse the branch list by state. Each branch has its own dedicated page with the IFSC code, MICR code, full address, and a one-click share / QR / vCard download.

Is Esaf Small Finance Bank Limited insured by DICGC?

Deposits in all scheduled banks (including cooperative banks and small finance banks) are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor per bank. This covers savings, FD, RD, and current accounts combined. Always confirm the bank's scheduled status on the RBI website before parking large deposits.

How often is the IFSC data updated for Esaf Small Finance Bank Limited?

Monthly, from the RBI public IFSC master. Branch additions, mergers, and re-codings during the month appear in the next refresh cycle. For high-value transfers, always cross-check the IFSC on the bank's net-banking portal or passbook before sending.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. HonestMoney.in is not affiliated with Esaf Small Finance Bank Limited or the Reserve Bank of India. Always cross-check the IFSC on the bank's net-banking portal or passbook before high-value transfers.