Bank Of Baroda Santacruz West IFSC Code — BARB0DBCRUZ
Mumbai Suburban, Maharashtra • PIN 400054
IFSC
BARB0DBCRUZ
MICR
400012242
Branch code
DBCRUZ
PIN
400054
The IFSC code for Bank Of Baroda, Santacruz West branch in Mumbai Suburban, Maharashtra is BARB0DBCRUZ. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code 400012242 is used for cheque clearing and NACH mandate setup. The branch is located at TRIMURTISVROADSANTACRUZ(WEST) MUMBAI MUMBAI SUBURBAN MAHARASHTRA.
Transfer rails supported at this branch
| Rail | Settlement | Limit | Use IFSC? |
|---|---|---|---|
| NEFT | 30-min batches, 24×7 | None | BARB0DBCRUZ |
| RTGS | Real-time | ≥ ₹2 lakh | BARB0DBCRUZ |
| IMPS | Instant, 24×7 | ₹5 lakh/txn | BARB0DBCRUZ |
| NACH | 2-3 business days | Mandate-based | BARB0DBCRUZ + MICR |
| UPI | Instant | ₹1 lakh/day | Not needed (handle-based) |
Next steps
- Understand hidden NEFT / IMPS / RTGS fees → Hidden ATM, IMPS, NEFT & RTGS bank fees exposed
- UPI vs IMPS — which is faster and cheaper? → UPI transaction limits 2026 (every category exception)
- Opening a new account? → Best savings account interest rates — SFB vs big banks
- Worried your deposit is safe? → DICGC deposit insurance — is your money safe?
- More Bank Of Baroda branches → All Bank Of Baroda IFSC codes
More Bank Of Baroda branches
- Alwal, Hyderabad, Andhra Pradesh, Rangareddy — BARB0ALWALX
- Himayat Nagar Br., Hyderabad, Andhra Pradesh, Hyderabad — BARB0HIMHYD
- Koheda, Rangareddy — BARB0KOHEDA
- Serilingampalli, Rangareddy — BARB0SERILI
- Turkayamjal,Ap, Rangareddy — BARB0TURKAY
Frequently asked questions
What is the IFSC code for Bank Of Baroda, Santacruz West?
The IFSC code for Bank Of Baroda, Santacruz West branch in Mumbai Suburban, Maharashtra is BARB0DBCRUZ. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.
What is the MICR code for this branch?
The MICR code for Bank Of Baroda, Santacruz West is 400012242. MICR codes are printed on the bottom of cheque leaves and are required for NACH auto-debit mandate setup.
Is this branch on NEFT, RTGS, IMPS, and UPI?
Yes. Bank Of Baroda supports NEFT, RTGS, and IMPS at all branches including Santacruz West. UPI works at the customer level (linked to your account), not the branch level.
Where is Bank Of Baroda, Santacruz West located?
Bank Of Baroda, Santacruz West is located at: TRIMURTISVROADSANTACRUZ(WEST) MUMBAI MUMBAI SUBURBAN MAHARASHTRA. PIN code: 400054.
How do I transfer money to Bank Of Baroda, Santacruz West?
Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code BARB0DBCRUZ, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).
What is the difference between NEFT, RTGS, and IMPS?
NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: BARB0DBCRUZ.
Can I receive international wire transfers at this branch?
Only if the branch is also SWIFT-enabled. Bank Of Baroda has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Santacruz West accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.
How do I set up a NACH auto-debit mandate using this IFSC?
Provide the IFSC BARB0DBCRUZ, MICR 400012242, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.
Is the IFSC code the same as the branch code?
No. The last 6 characters of an IFSC (here: DBCRUZ) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (BARB) identify Bank Of Baroda.
What if the IFSC code on this page is wrong?
This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.
Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Bank Of Baroda or the Reserve Bank of India.