Axis Bank Rajgurunagar IFSC Code — UTIB0003143

Pune, Maharashtra • PIN 410505

IFSC

UTIB0003143

MICR

411211051

Branch code

003143

PIN

410505

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The IFSC code for Axis Bank, Rajgurunagar branch in Pune, Maharashtra is UTIB0003143. Use this code as the beneficiary IFSC when sending money to any account held at this branch via NEFT, RTGS, IMPS, or NACH. The MICR code 411211051 is used for cheque clearing and NACH mandate setup. The branch is located at GROUND FLOOR GURUKRUPA COMPLEX WADA ROAD RAJGURUNAGAR KHED PUNE MAHARASHTRA PIN CODE.

Transfer rails supported at this branch

Rail Settlement Limit Use IFSC?
NEFT30-min batches, 24×7NoneUTIB0003143
RTGSReal-time≥ ₹2 lakhUTIB0003143
IMPSInstant, 24×7₹5 lakh/txnUTIB0003143
NACH2-3 business daysMandate-basedUTIB0003143 + MICR
UPIInstant₹1 lakh/dayNot needed (handle-based)

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Frequently asked questions

What is the IFSC code for Axis Bank, Rajgurunagar?

The IFSC code for Axis Bank, Rajgurunagar branch in Pune, Maharashtra is UTIB0003143. Use this 11-character code for NEFT, RTGS, and IMPS transfers to any account at this branch.

What is the MICR code for this branch?

The MICR code for Axis Bank, Rajgurunagar is 411211051. MICR codes are printed on the bottom of cheque leaves and are required for NACH auto-debit mandate setup.

Is this branch on NEFT, RTGS, IMPS, and UPI?

Yes. Axis Bank supports NEFT, RTGS, and IMPS at all branches including Rajgurunagar. UPI works at the customer level (linked to your account), not the branch level.

Where is Axis Bank, Rajgurunagar located?

Axis Bank, Rajgurunagar is located at: GROUND FLOOR GURUKRUPA COMPLEX WADA ROAD RAJGURUNAGAR KHED PUNE MAHARASHTRA PIN CODE. PIN code: 410505.

How do I transfer money to Axis Bank, Rajgurunagar?

Open your bank's net banking or UPI app, choose NEFT/RTGS/IMPS as the transfer mode, enter the beneficiary account number, the IFSC code UTIB0003143, and the recipient's name as on bank records. Funds typically settle within 30 minutes for NEFT/IMPS and instantly for RTGS (above ₹2 lakh).

What is the difference between NEFT, RTGS, and IMPS?

NEFT settles in 30-minute batches 24×7. RTGS is real-time but only for transfers ≥ ₹2 lakh. IMPS is instant, 24×7, with per-transaction limits varying by bank (typically ₹5 lakh). All three need the same IFSC code: UTIB0003143.

Can I receive international wire transfers at this branch?

Only if the branch is also SWIFT-enabled. Axis Bank has a separate SWIFT code (BIC) used by its international correspondent banks. Confirm whether Rajgurunagar accepts inbound USD/EUR/GBP wires before sharing the IFSC with an overseas sender.

How do I set up a NACH auto-debit mandate using this IFSC?

Provide the IFSC UTIB0003143, MICR 411211051, your account number, and a cancelled cheque image to the requesting party (SIP, EMI, insurance, or SaaS subscription). The mandate clears in 2-3 business days after submission.

Is the IFSC code the same as the branch code?

No. The last 6 characters of an IFSC (here: 003143) are the branch identifier within the bank, but the IFSC itself is the only code banks use for inter-bank transfers. The first 4 characters (UTIB) identify Axis Bank.

What if the IFSC code on this page is wrong?

This data is sourced from the RBI public IFSC dataset, refreshed monthly. If you spot an error, report it via the feedback link in the site footer — we cross-check against the bank's net banking portal and update within 48 hours.

Source: RBI public IFSC dataset, last refreshed 2026-06-08. Always cross-check the IFSC on your bank's net banking portal or passbook before high-value transfers. HonestMoney.in is not affiliated with Axis Bank or the Reserve Bank of India.